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Acceptable Use Policy

Last updated: March 2026

1. General Use

The platform may be used for lawful business activities only.

2. Prohibited Activities

Users may not use the platform for:

  • Fraud or scams
  • Money laundering or terrorist financing
  • Activities causing financial or physical harm to individuals
  • Sale of illegal goods or services
  • Unauthorized financial services

3. Permitted Merchant Activities

PayCow supports a wide array of merchant activities, including SaaS, digital goods, and freelance services, provided they comply with local regulations and our terms.

4. Responsibility

Merchants are fully responsible for ensuring their business complies with all applicable laws and regulations.

5. Enforcement & Account Closure

Violation of this policy may result in immediate suspension or permanent termination of the account. However, customer funds will never be seized or confiscated. In the worst-case scenario where a business is found to be in severe violation of our terms:

  • Incoming Payments Blocked: The account will be permanently closed for all new incoming payments.
  • Fund Withdrawal: The merchant will be notified and requested to withdraw all their remaining funds from the platform immediately.
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