AML & KYC Policy

1. Verification Requirement

All merchants must complete identity verification before accessing transaction functionality.

2. KYC Process

The verification process includes:

• Government-issued ID verification
• Selfie verification (liveness check may be applied)
• Business activity declaration
• Proof of funds (where required)

3. Risk-Based Approach

We apply a risk-based approach to onboarding. Additional verification may be required depending on the nature of the business.

4. Transaction Monitoring

We monitor transactions for suspicious activity using internal systems.

5. Sanctions Screening

Users may be screened against global sanctions and watchlists.

6. Suspicious Activity

We reserve the right to suspend accounts and report suspicious activity to relevant authorities.

7. Ongoing Compliance

Merchants may be subject to periodic reviews and re-verification.