USDT payments. Direct to your wallet.

Your business.
Your payments.
Your wallet.

Accept USDT through a hosted checkout or REST API. Follow payment updates with signed webhooks. Keep funds in your own wallet.

0% transaction commission REST API & signed webhooks TRON & Ethereum
THE PAYMENT, WITHOUT THE MIDDLEMAN
P Payment overview DEMO
Payment received 250 .00 USDT
Confirmed Sent directly to your wallet
Network
Ethereum · ERC-20
Destination
Your connected wallet
PayCow commission
0.00 USDT
You control the destination.
Order complete Payment event delivered
01 / PAYMENT INFRASTRUCTURE Built around your wallet
One payment flow.
Two supported networks.
USDT TRON TRC-20 Ethereum ERC-20

ONE PAYMENT RAIL, MULTIPLE MODELS

Built for how
you sell.

Connect the same USDT payment flow to orders, customer accounts or player balances.

LIVE PAYMENT ROUTING E-COMMERCE
PAYMENT CONFIRMED

Order ready to fulfill

ORDER REFERENCE ORDER-84920
payment.paid receivedContinue your order workflow

FROM CHECKOUT TO CONFIRMATION

A clear path.
For every payment.

Your customer pays. PayCow tracks the transfer. You see when it is confirmed.

PAYMENT ACTIVITY ILLUSTRATION
01 / 03 Awaiting payment
250.00 USDT
Customer Your wallet ↗

Scroll to follow the payment

01 — CHECKOUT

A payment page.
Ready to share.

Your customer sees the amount, network and destination address in one place. They send USDT from their wallet.

Clear amount. Clear destination.
02 — TRACKING

See the transfer
take shape.

PayCow detects the transfer and follows its blockchain confirmations. The payment page updates as it progresses.

From detected to confirmed.
03 — CONFIRMATION

Payment confirmed.
Next step, ready.

Funds arrive at your configured wallet. Your system can fulfill an order, credit a customer or player balance, or release a digital product.

A completed payment. A clear result.

YOUR WALLET STAYS YOURS

Payments come in.
Control stays
with you.

Explore the platform
0%

Transaction commission

Subscription plans cover platform access. Network fees still apply.

Direct.

To your destination wallet

Customer transfers go to the wallet you configure. PayCow monitors payments without holding your funds or private keys.

BUILT FOR THE WHOLE PAYMENT

From checkout.
To completion.

Give customers a clear way to pay and keep every merchant action connected to the same order.

01

Shareable checkout

Create a payment link with the amount, network and destination already set for the customer.

Payment page ready
02

Live confirmation

Let customers follow detection and network confirmations without leaving the payment page.

On-chain status
03

Your destination wallet

Route each payment to a registered TRON or Ethereum wallet selected for that order.

Direct settlement
04

Balance top-ups

Attach your own customer or player ID to a payment and credit the account after confirmation.

Account matched
05

REST API

Create payment sessions from your backend and check each payment status with authenticated API requests.

Create and query payments
06

Signed webhooks

Receive HMAC-SHA256 signed events as a payment is detected, confirming, paid, expired or rejected.

Order updates pushed to you
Explore every feature
P DIGITAL ORDER · DEMO

Your file is ready.

Payment confirmed

Download file
Download limits and expiry set by the merchant
PAYMENT → DELIVERY

DIGITAL DELIVERY

The payment.
And the product.

Sell a file or license key through a shareable product page. After payment confirmation, buyers get their download link or key on the payment page.

  • Files up to 50 MB, with download limits and expiry
  • Shared access codes or individual license keys
  • Delivery details by email when an address is provided

Available on active Pro, Scale and Enterprise plans.

About digital delivery

FITS THE WAY YOU WORK

Your store.
Connected.

Add USDT payments to your existing checkout, hosting platform or custom application.

THREE SDKs. ONE PAYMENT API.

Connect from the backend you already use.

Create hosted payments, retrieve their status and verify signed webhooks through PHP, JavaScript or Java.

FUTURE PLANS / BOLD RESEARCH TRACK

From protocol research
to full availability.

We are evaluating BOLD as a future settlement asset for PayCow. Its Ethereum-native, immutable design aligns with DEX-driven infrastructure: the token contract has no address blacklist or transfer-freeze function.

Each stage must meet PayCow's technical, liquidity, risk and network requirements before the next stage begins.

Review the BOLD risk disclosure
01 / DISCOVERYResearch & Architecture Review

Protocol, contract and settlement analysis.

02 / MARKET READINESSLiquidity Maturity

Wait for stronger DEX depth and resilient market liquidity.

03 / COMPATIBILITYWallet Transfer Integration

Adapt BOLD for PayCow wallet-to-wallet transfers.

04 / PROTOTYPEInitial Theoretical Beta

Validate settlement behavior in a controlled environment.

05 / EVENTSWebhook Support

Add signed events across the complete payment lifecycle.

06 / VALIDATIONA/B Testing

Compare payment flows, reliability and merchant experience.

07 / RELEASEFull Availability

Open production access after final technical and risk review.

A FEW THINGS TO KNOW

Before you
get started.

Talk to us
Does PayCow hold my funds? +

No. Customers transfer USDT to your configured destination wallet. PayCow tracks the payment without holding your funds or private keys.

Which currencies and networks are supported? +

USDT on TRON (TRC-20) and Ethereum (ERC-20). Customers need to use the network and address shown on their payment page.

How much does it cost? +

PayCow charges a subscription fee with 0% transaction commission. Plan limits vary, and blockchain network fees still apply. View plans and pricing.

Can I sell digital products? +

Yes. Active Pro, Scale and Enterprise subscribers can create product pages for files or license keys. Delivery is made available after payment confirmation.

LET’S GET YOU CONNECTED

Your next payment.
Your own wallet.

PAYCOW DIRECT BY DESIGN.