Privacy Policy

1. Introduction

This Privacy Policy explains how PayCow collects, uses, and protects user information.

2. Information We Collect

We may collect the following data:

• Full name and identity information
• Email address
• Country of residence
• Government-issued identification documents
• Selfie images for identity verification
• Wallet addresses
• IP address and device information

3. Purpose of Data Collection

We collect data to:

• Verify user identity (KYC)
• Provide and maintain our services
• Prevent fraud, abuse, and illegal activities
• Comply with applicable legal and regulatory obligations

4. Data Sharing

We may share user data with:

• Third-party verification providers
• Legal and regulatory authorities when required
• Service providers assisting with platform operations

We do not sell user data.

5. Data Retention

We retain personal data only as long as necessary for operational, legal, and security purposes.

6. Data Security

We implement industry-standard security measures to protect user data from unauthorized access, alteration, or disclosure.

7. User Rights

Users may request access, correction, or deletion of their personal data where applicable under relevant laws.

8. Changes to Policy

We may update this Privacy Policy at any time. Continued use of the platform constitutes acceptance of updates.