Corporate Ownership & Registry

PayCow is not a financial institution, bank, neobank, or microfinance entity and does not hold any banking, deposit-taking, or credit licenses. PayCow does not execute banking or custodial financial transactions, does not hold, custody, or manage customer or merchant funds, does not provide liquidity, does not conduct market-making or trading operations, and does not offer interest or yield generation.

PayCow operates strictly as a non-custodial software and technology infrastructure provider. The platform generates payment checkout screens, monitors public blockchain transactions, and provides payment gateway infrastructure that enables end-users to send funds directly to merchant-provided external wallets without PayCow ever holding private keys or managing balances.